Spend in hours, not poundsDownload our new 118M8 app Spend your hours wisely

Insights to Help You Become Financially Fit

Browse quick tips, deep-dive explainers, and the latest updates from the 118 118 Money team.

Other

Everything from money guidance to product updates in one friendly place.

  • Practical how-to guides built for near-prime customers
  • Behind-the-scenes news and feature launches
  • Fresh content added multiple times a month
View Category

Car Insurance

Money-smart help for cover choices, renewals, and cutting the cost of driving.

  • Plain-English guides to cover levels and key terms
  • Renewal timing tips so you can shop with less pressure
  • Quote checks we use to avoid expensive surprises
View Category

Resources

Practical guides and plain-English explainers for borrowing, credit, and everyday money choices.

  • Quick checklists we use before applying for credit
  • Clear explanations of APR, affordability, and credit files
  • Safer ways to compare options and avoid costly mistakes
View Category

Energy Bills

Understand your bill, spot errors, and take control of one of your biggest monthly outgoings.

  • Standing charges, unit rates, VAT, and meter reads in plain English
  • What to do when your balance jumps or a bill looks wrong
  • Easy checks to help reduce usage without sacrificing comfort
View Category

Council Tax

Plain-English help with bands, discounts, refunds, and the household changes that affect what you pay.

  • Understand single person discounts, student rules, and exemptions
  • Learn what to do when you move, split up, or think your band is wrong
  • Spot ways to protect your monthly budget before arrears build up
View Category