Insights to Help You Become Financially Fit
Browse quick tips, deep-dive explainers, and the latest updates from the 118 118 Money team.
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Everything from money guidance to product updates in one friendly place.
- Practical how-to guides built for near-prime customers
- Behind-the-scenes news and feature launches
- Fresh content added multiple times a month
Car Insurance
Money-smart help for cover choices, renewals, and cutting the cost of driving.
- Plain-English guides to cover levels and key terms
- Renewal timing tips so you can shop with less pressure
- Quote checks we use to avoid expensive surprises
Resources
Practical guides and plain-English explainers for borrowing, credit, and everyday money choices.
- Quick checklists we use before applying for credit
- Clear explanations of APR, affordability, and credit files
- Safer ways to compare options and avoid costly mistakes
Energy Bills
Understand your bill, spot errors, and take control of one of your biggest monthly outgoings.
- Standing charges, unit rates, VAT, and meter reads in plain English
- What to do when your balance jumps or a bill looks wrong
- Easy checks to help reduce usage without sacrificing comfort
Council Tax
Plain-English help with bands, discounts, refunds, and the household changes that affect what you pay.
- Understand single person discounts, student rules, and exemptions
- Learn what to do when you move, split up, or think your band is wrong
- Spot ways to protect your monthly budget before arrears build up